Richard began working in the insurance industry in 1978 and joined the team at NSM Insurance Group in 2005. He has worked with college planning, life insurance, and estate planning, and currently serves as a Personal Lines Manager. In this position, he is responsible for placing new business and field underwriting new business, establishing brokerage business, servicing existing clients, and negotiating with carriers. Richard attended Pennsylvania Military College (currently Widener University) and served in the United States Army Reserves for eight years. He has a Pennsylvania Property & Casualty, Life, Annuities & Health Brokers license.