Commercial businesses rely on us as trusted business partners to provide resources beyond standard insurance and risk management programs

No two businesses are the same, and shouldn’t be treated as such. By identifying individual vulnerabilities, we help our clients to minimize risk and improve profitability.  In order to accomplish this and meet our clients needs, we provide:

Comprehensive Insurance Program Audits: These assessments will ensure that any possible gaps are filled and that coverage is not compromised due to an assumed contract or legal statute. Recommendations are offered to reduce further exposure to risk, and where risk can not be avoided, transferred or self-absorbed, then insurance coverage can be offered

Insurance Program Management: Developing a sound insurance program is the next step in strengthening your plan of protection. Plans are customized to each individual client and once implemented are monitored continuously to ensure that they mirror current and future demands

Claims Analysis & Management: Identifying loss trends, monitoring claims, analyzing reserves, and investigating incidents and accidents are essential for controlling and preventing future loss. We support our clients in these initiatives in order to reduce their overall total cost of risk.

Coverages Available:

  • Business Interruption
  • Commercial Automobile
  • Crime
  • Directors & Officers
  • Employment Practices Liability
  • Fiduciary Liability
  • Inland Marine & Ocean Cargo
  • Cyber Liability & Privacy
  • International
  • Kidnap & Ransom
  • Pollution Liability
  • Product Recall (First & Third Party)
  • Professional Liability (Errors & Omissions)
  • Property & Property of Others
  • Umbrella/Excess Liability
  • Workers Compensation
  • Workers Compensation
  • General Liability
  • Property
  • Employment Practices