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Personal lines

Best-in-class policies for personal portfolios

We work with high net worth clients with expansive portfolios to provide one comprehensive policy for all of their personal insurance needs. When you work with us, you can expect exceptional service, a concierge-style insurance buying experience and coverage from the top carriers in the industry.

Best-in-class services

Insurance coverage review & analysis

Loss control programs & cost-saving strategies

Tailored insurance & risk management strategies

Dedicated service & claims team

Claims advocacy & management

24-hour access to claims associate

Competitive coverages

Comprehensive homeowners

We offer a customizable policy for high-end dwellings, with minimum coverage starting at $500K, and also write qualifying monoline homes.

Private collections

Protect your fine art, wearable collections, jewelry, wine and valuables with our private collection coverage.

Flood & excess flood

This coverage is available for qualifying dwellings.


We offer broad coverage with flexible navigational limits and few restrictions.


Get one policy that covers an unlimited number of vehicles and multiple types of vehicles. This auto policy offers high liability and deductible options.

Additional products & services

Equipment breakdown, equine, private aviation, employment practices liability, kidnap, ransom & extortion and more can all be covered under your comprehensive policy.

Why clients partner with NSM

Personal lines practice

Kathleen Kennelly is a personal risk expert with more than 20 years of experience placing high net worth and middle market personal insurance programs. She received her Chartered Private Risk Insurance Advisor designation through St. John’s University and holds a Pennsylvania Property & Casualty License.

Kathleen Kennelly headshot

Kathleen Kennelly

Personal Lines Manager
Email Kathleen

We are here to help

Call us at 800.970.9778 if you need a quote today — or request more information below.