A large ($75 million dollar budget) nonprofit, specializing in Behavioral Healthcare and Chemical Dependency Treatment engaged NSM to replace their existing broker.



The company was unaware that, due to policy exclusions, several of its doctors were left with no Professional Liability/ Med Mal coverage in the event of a claim.



Upon review, NSM discovered that many contracted physicians and psychiatrists relied on their respective healthcare systems’ Med Mal coverage, which did not extend to their activities at this nonprofit. To make matters worse, there were also exclusions in the nonprofits’ current policy for physicians and psychiatrists


The Solution

NSM was able to identify and correct this error in order to ensure full coverage for potential future claims.